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Oscar 🐾
Kevin's co-pilot · Usually replies fast
Buying your first home should feel exciting, not overwhelming. I help first-time buyers across Central Ohio and the 15 states I'm licensed in understand their numbers, explore low down payment options and follow a clear, step-by-step plan from pre-approval to keys.
Not sure if you're ready? That's exactly what the game plan call is for.
Program availability, down payment and terms depend on eligibility, credit, property and location, and are subject to underwriting approval.
Most first-time buyers are closer to ready than they think. The first step is knowing your real numbers.
No. Many first-time buyers put down 3% to 3.5%, and eligible veterans and USDA-area buyers may need $0 down.
Different programs have different guidelines. I'll review your credit and, if you're not there yet, show you exactly what to work on.
We'll walk through principal, interest, taxes, insurance and mortgage insurance, so the number you see is the number you pay.
Down payment plus closing costs, minus any seller credits or assistance. I'll estimate it up front so you can plan.
15 minutes on your goals, timeline and the monthly payment you're actually comfortable with.
A full review of income, assets and credit, so your letter is one sellers take seriously.
Know your numbers before you tour. Need an agent? I'll connect you with one I trust.
I'll call the listing agent to back your offer and update your letter for the exact price.
Appraisal, conditions and final approval, with an update from me at every milestone.
Sign, fund and get your keys. Then celebrate your first home.
A bank can only offer its own programs. Through Edge Home Finance, LLC, I can compare 150+ wholesale lenders, including first-time buyer and down payment assistance programs, to find the right fit for you.
Central Ohio is home for me and my family. I help first-time buyers in Powell, Dublin, Delaware, Westerville, Lewis Center, Plain City and Marysville, and all across the Columbus area. Buying somewhere else? I'm personally licensed in 15 states, from Florida and Georgia to Arizona and California, and the same game plan works wherever your first home is.
Kevin Dull made refinancing our home a smooth and stress-free experience. He was knowledgeable, responsive, and kept us informed every step of the way. We truly appreciated his professionalism and would highly recommend him to anyone looking to refinance or purchase a home!
Kevin is amazing! Not only was our home buying experience fast & efficient, Kevin secured us a great rate the we were really pleased with. Buying a home can be overwhelming, but having someone like Kevin handle our loan made all the difference. Kevin's a great listener & he communicated with us at all hours of the day--which we appreciated!
I highly recommend Kevin for your mortgage financing needs. We just finalized on a refi with Kevin. It was the smoothest process. From start to finish in less than three weeks. He was very responsive even on the weekends. We will be reaching out to Kevin for any future needs. His knowledge and attention to detail and personalization for what works best for you is five star!
Kevin is trustworthy, hardworking, and incredibly knowledgeable. He goes above and beyond to ensure his clients get the best possible loan options while making the process smooth and stress-free. I can't recommend Kevin enough if you want a great mortgage broker!
Ratings as shown on each platform as of October 2026. Review counts rounded down. Testimonials are from real clients, shared word for word; every client’s experience is different.
Tell me a little about what you're planning. I'll come back with real numbers — usually within a few hours.