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Rates & market news

The average rate
isn't your rate.

Here's where the national average sits this week. Your job is to beat it — mine is to make 150+ lenders help you do it.

This week's national averages
Weekly survey
Why beating the average matters$400,000 loan
$0
saved per month
$0
saved over 30 years

Latest mortgage news
All news
Headlines from Mortgage News Daily · Links open the full article
Rate watch · MBS Highway member

I watch the market
so you don't have to.

Mortgage rates follow the bond market, and it can move several times a day. As an MBS Highway member I track live mortgage-bond pricing all day, every trading day, so I can help you time your lock instead of guessing.

Watching live, all dayIllustration
YOUR STRIKE RATE TEXT FROM KEVIN We hit your number. Let's lock.
Live bond-market trackingReal-time mortgage-bond pricing, not last week's averages.
Lock-timing guidanceWhen to lock, when to float, and why, in plain English.
Strike Rate alertsPick your target. I'll reach out when the market gets there.

Set your Strike Rate

Tell me the rate you're hoping for. I'll watch the market and let you know when it's within reach.

Strike Rate alerts are informational. They are not a rate lock, a rate guarantee or a commitment to lend. Your actual rate depends on credit, loan amount, property and market conditions when you lock.

Run the numbers

See it before you sign it.

Quick estimates for purchase, refi, cash-out, and HELOC. Then let me show you what 150+ lenders can actually do.

Estimated monthly payment
$0

Like this scenario? Apply and I'll shop it across 150+ lenders to turn it into real numbers.

Make It Real: Start My Application Rather talk it through first? Book a game plan call
Estimates only. Not a loan offer, rate quote or commitment to lend.
Free home value report

What's your home
worth right now?

Curious what your home is worth, how much equity you've built, or how your neighborhood is trending? Send me your address. I'll run a HouseCanary property report and walk you through what it means for your options. No obligation, no pressure.

  • Estimated value and value range
  • Recent comparable sales nearby
  • Neighborhood market trends
  • Your equity, and what you could do with it
Property reportSample · illustration only
HouseCanary data
Estimated value
$412,000
$389KValue range$436K
Comparable sales6 nearby, last 6 months
12-month market trend Rising
Estimated equityAsk Kevin

Request my home value report

Takes about 30 seconds.

A property report is an automated estimate for informational purposes only. It is not an appraisal.

Let's find out

Why not get the rate
you actually deserve?

One conversation is free and fast. Let's see what 150+ lenders can do for you.

Loan officers: join the team
Thinking about the broker side? Let's talk.
Move to the broker channel with KD The Broker and a growing team of top originators at Edge Home Finance, LLC. 150+ wholesale lenders, a brand of your own, and a confidential conversation first.
See If It's a Fit Weekly confidential info call · No pressure
Apply Now — Free & No Obligation
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Oscar
Oscar 🐾
Kevin's co-pilot · Usually replies fast
Woof! 🐾 I'm Oscar — Kevin's black pug and unofficial co-pilot. What brings you here today?