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Kevin Dull

NMLS# 903538

Why are more and more people choosing to work with a broker?

It's simple. Brokers are better.

Kevin Dull with Edge Home Finance is a TRUE Mortgage Broker.


Mortgage Brokers, like me, are your independent experts, dedicated to finding you the best rates and financing options from over 160+ wholesale lenders.

We represent you, not the lender, ensuring you get tailored solutions that suit your needs.

With a wide array of mortgage options available, navigating the market can be daunting. Let me handle the legwork and find the perfect fit for you, saving you time and money.

Don't risk overspending on your mortgage. Trust in my expertise to secure the best deal and save thousands in the long run.

Simple reasons to use a Mortgage Broker:

- Access to different lenders, banks, trust companies, investors and financial institutions.

- Fastcredit and loan pre-approvals with no cost or obligation. (Some conditions may apply)

- They are experts at matching you with the best-suited mortgage.

- They work for YOU, not the bank.

- Up-to-date on all the mortgage rates, terms and re-payment options available on the market.

- They only specialize in mortgages and are knowledgeable on current trends.

- They increase competition in the market place, thus keeping rates low.

- They save you time and money!

- Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.

Other than rates, why should I use a Mortgage Broker?

In addition to rates, because mortgage-based financing is the broker’s primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favorable rates for each project, but often whether a project is funded at all.

How do Mortgage Brokers Find Superior Rates??

Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.

These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.

Why should I go to a Mortgage Broker first?

A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.

Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. Your Mortgage Broker is trained to present your mortgage proposal where and how it will get the most immediate, positive result.

You don’t call an insurance company for insurance – you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call your mortgage broker first!

I'm ready to apply.

Congratulations on making this decision! Now, let's get you approved for the right mortgage that fits you!

I'd like to talk to an expert.

I can get an answer to any mortgage questions you have. We won't even need to pull your credit to start talking.